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04. 11. 2024.

How a foreigner can obtain pension rights in Montenegro?

Foreigners who have temporary or permanent residency permit in montenegro, can obtain pension rights provided they have paid contributions for pension and disability insurance based on employment or self-employment. These contributions are the basis for acquiring pension rights, regardless of the insured person's nationality.

CONDITIONS FOR PENSION FOR FOREIGNERS

To qualify for a pension in Montenegro, a foreign national must meet the same conditions as Montenegrin citizens. The requirements for obtaining a pension are as follows:

AMOUNT OF PENSION

The amount of the pension depends on the contributions paid during the work period.

RECEIVING PENSIONS ABROAD

Foreigners who acquire the right to a pension in Montenegro can generally receive their pension outside Montenegro. However, the ability to receive a Montenegrin pension in another country depends on:

APPLICATION PROCESS

The right to an old-age pension is acquired only after the termination of insurance, that is, after the end of employment or self-employment in Montenegro. To apply, it is necessary to:

  1. Prepare the required documentation regarding work experience, contributions, and other relevant information.
  2. Submit the application to the relevant regional unit of the Pension and Disability Insurance Fund of Montenegro in the municipality where the insured person was last insured.

The Pension and Disability Insurance Fund evaluates and processes the application, and after all legal conditions are met, the applicant acquires the right to a pension.

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